Choosing a Property Insurance for Your Home

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Choosing a Property Insurance for Your Home

Property insurance is still not very popular among the people of Indonesia. Though property like a house or a warehouse is an important asset that you need to protect.

In most cases the person's property insurance is due to doubt the benefits will be obtained. In fact, the house is a residence that is certainly in need of protection if there is risk of undesirable things such as flood or fire. Especially you live in flood-prone areas or densely populated areas sufficient insurance protection then the property will bear some risk in accordance with the agreed insured value. Insurance will indemnify the loss suffered in accordance with the agreed policy. If you are interested in the property insurance, here are some tips that you can use in choosing a property insurance:

     View Reputation

The company's reputation is an important part of the insurance product. Do not let you choose insurance products of the company are illegal and have a bad reputation in the claims. Choose a company registered in AAUI (General Insurance Association of Indonesia) and Bapepam-​​LK (Capital Market Supervisory Agency and Financial Institution). You can also ask for recommendations from family or friends - friends who have property insurance company good reputation.

     Adjust Needs

You need to match your needs with the policy that you take. You could have taken the most comprehensive insurance policy with an expensive policy but should you need to adjust to the needs of your policy to save the annual fee paid. For example, you do not need to choose a flood protection if the home is in the highlands, or you do not have to choose a landslide protection when you are in the lowland. Adjustment needs with the insurance products that you will be taken to save the cost of your policy.

     Compare Products

Insurance Company issued a wide range of insurance products with various features and advantages. You need to compare across products from different companies to get the most suitable insurance needs with a low cost policy. You can compare insurance products quickly by clicking here.

     Learn Policy

Policy is a contract between you and an insurance company. You are required to understand every point of policy that is written in the policy. If there are points in the policy that are not understood, you need to ask to clear in order to avoid misunderstandings in the future.

     Ask Procedure

It is always important insurance is, you need to understand the claim procedure in case of unwanted things. Ask your agent to explain the claims procedure so that you can immediately make a claim in case of unwanted things in accordance with the agreed policy.

With a variety of benefits and advantages offered from property insurance. You need to consider property insurance to protect valuable property assets such as a house or a warehouse from a variety of risks that could occur anytime.

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