The Insurance Claims

5:11 PM  ,  No comments

The Insurance Claims

http://insurance-quote-s.blogspot.com/
Insurance Claim - We often hear the term "Insurance Claims" but what exactly is meant by the Insurance Claims?

An insurance claim is a formal request to the insurance company, to request payment under the terms of the insurance policy. Insurance claims are submitted will be reviewed by the company for its validity and then paid to the insured upon approval.

The purpose of insurance claims is to provide benefits in accordance with the provisions of the insurance policy to the policyholder (insured). In order for insurance claims can be processed and paid by the insurance company, there are a variety of important provisions regarding the submission of claims to be considered.

    The claims as stated in the policy. Before making an insurance claim, make sure that you have the appropriate benefits to those recorded in the insurance policy. For example: You only have life insurance only, then automatically if you file an insurance claim for hospitalization, the insurance company will not pay the claim. So go back and check your insurance benefits that have been taken, and make sure that you have insurance that will benefit you claim.

    Policy is still valid (in force). You have to make sure, too, that your policy is still in a state of Inforce / valid / active. So that your policy is always in a state of Inforce, make sure you make payments / transactions regularly (especially in the first two years, do not there is a hole).

    Policy is not in the waiting period. Make sure the insurance policy is not in the waiting period. That is the waiting period is the period of entry into force of insurance protection. Examples: for protection hospitalization due to illness, such as typhoid, dengue, etc. The waiting period is 30 days from the receipt of a participant insurance.

    Claims included in the coverage. Make sure that you ask not claim exemption listed in the policy. Example: You've never underwent kidney stone surgery, well when you propose a kind of insurance policy, you are told to medical. And it turns out medicalnya less good results, so as to pain because of kidney stones are not covered. So if you make a claim for kidney stones, auto insurance companies will not pay for it.

After the above provisions are met, the claims submitted by you shall be equipped with all the requirements and required supporting documents. So before the claim is made, check back claims criteria to be filed or contact your agent for help if all is appropriate. After the claim immediately submitted to the insurance company its best to speed up the process claim.


Related Articles:

0 comments:

Post a Comment

Subscribe to: Post Comments (Atom)